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X. TELEPHONE REQUESTS MUST BE FOLLOWED-UP BY FAXED REQUEST FORMS. Once eligible Members have completed the applicable appeal process, they may request review of coverage denials that were based upon lack of medical necessity or the experimental or investigational nature of the requested or proposed service or supply by an independent review organization (IRO). Expedited external reviews are available when the Member s treating physician certifies the clinical urgency of the Member s situatio.

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