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SAMPLE. POLICY NUMBER: COMMERCIAL GENERAL LIABILITY. CG 20 10 07 04. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT .

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The CG2037 is a commercial general liability policy endorsement that modifies a standard policy by adding a personal or company such as a general contractor to the subcontractor's policy.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. ... WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of "your work" for that insured by or for you.

The most common additional insured endorsement for contractors is the CG 20 10. ... ' The your work refers to the work of the named insured that is, the contractor. Your work includes the contractor's ongoing operations and completed operations.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. ... WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of "your work" for that insured by or for you.

To address the CG 20 10's gap in completed operations coverage after 1985, the Insurance Service Office (ISO) created CG 20 37 Additional Insured Owners, Lessees or Contractors Completed Operations. As the name implies, this endorsement provides coverage to the additional insured for completed operations.

Extended Completed Operations Coverage One of the regional school system's insurance requirements as the school's owner is that the general contractor must purchase completed operations coverage for a period of 10 years beginning after the project is completed.

CG2037 4/13 This endorsement contains the same limitations and conditions as the CG2010 EXCEPT that this endorsement insures the additional insured for completed operations of the contractor and not ongoing operations. This endorsement supplements the CG2010.

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