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All public school teachers and teaching assistants in New York belong to the state Teachers' Retirement System (TRS), except those who teach in New York City and belong to the City Teachers' Retirement System. ...

A tax-deferred annuity (TDA) plan is a type of retirement plan designed to complement your employer's base retirement plan. Sometimes, a TDA plan is also referred to as a voluntary savings plan, a supplemental plan, a tax-sheltered annuity (TSA) or simply a 403(b) plan.

You will be assigned a membership number once we have completed processing your enrollment. This number will appear on your paystubs, EFT statements, and TRS correspondence.

You also can call TRS at 877-927-5877 (877-9-ASK-TRS) to get your member ID. If the Social Security number, birth date, and member ID you entered matches those we have on file for you, a new page will open that will instruct you to create a username.

Vesting. Members vest in the TRS program after attaining five years of retirement service credit. This entitles them to retirement annuity benefits upon meeting the applicable age. In addition, the TRS plan provides service retirement, disability retirement, and member death benefits.

TRS' Qualified Pension Plan (QPP) is a retirement plan administered under Section 401(a) of the Internal Revenue Code. Our members' employers contribute the amount required to meet TRS' pension benefit obligation. And, in order to help fund their retirement allowances, members must also contribute to their QPP account.

Among educators who retired from New York City schools during 2015 with at least 30 years of experience, the average pension collected during 2016 was $68,796, while new retirees with at least 35 years of experience collected an average of $87,945.

TRS' TaxDeferred Annuity (TDA) Program is an excellent way to save additional money for your retirement. By investing part of your paycheck even 1% you take an important step toward your financial growth. ... TRS' TDA Program is an optional investment plan open to all TRS members.

Multiply your years of service credit by 2.3 percent. ... Determine the average of your five highest years of salary. ... Multiply your average salary (from step 2) by the number from step 1.