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  • Datafacts Rescoring Form

Get Datafacts Rescoring Form

Fax 800.785.5013 ... Data Facts is pleased to offer an expedited file maintenance program through our ... CSC (Equifax), CBA (Experian) and Trans Union.

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How to fill out the Datafacts Rescoring Form online

The Datafacts Rescoring Form is designed to facilitate the expedited updating of credit files. This guide provides clear, step-by-step instructions on how to complete the form online effectively, ensuring you have all necessary information at hand.

Follow the steps to successfully complete the Datafacts Rescoring Form.

  1. Press the ‘Get Form’ button to access the Datafacts Rescoring Form. This will open the necessary document for you to begin filling it out.
  2. Indicate whether this is a regular request or a verbal request by checking the appropriate box. A verbal request incurs an additional fee.
  3. Enter the name of the company making the request as well as the requestor's name in the designated fields.
  4. Provide the date of the request and the number of pages you are faxing.
  5. Fill in the applicant's name and co-applicant's name, if applicable. Make sure to provide their current addresses.
  6. Enter the last four digits of the applicant's and co-applicant's Social Security Numbers and their dates of birth.
  7. Include the Data Facts Report number for reference.
  8. List each tradeline that requires correction, detailing the nature of the correction and which repositories should process the changes. It is advisable to include the borrower's authorization when possible.
  9. Acknowledge and understand the terms regarding fees and the likelihood of changes to the risk score.
  10. Confirm that the borrower has notified the creditor(s) to release information to the bureaus. Ensure the signature of the requestor is provided at the end of the form.
  11. Once form completion is achieved, you can save your changes, download a copy for your records, print it, or share the form as needed.

Complete your Datafacts Rescoring Form online today for timely credit file updates.

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Questions & Answers

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You can't initiate a rapid rescore on your own. Instead, you'll need to work with a creditor that provides these services, such as a credit card company or another type of lender. Rescoring is commonly offered by mortgage lenders because securing a mortgage is usually more time-sensitive than other loans.

It is mentioned in the FCRA ACT that this fee cannot be charged from the borrowers by the Mortgage lenders and brokers. However rapid rescore is not available with all lenders or brokers.

Acceptable Documentation required: For the bureau to accept CIC requests, all documents MUST be typed on letterhead, from the creditor reporting the account, Collection agency receipts with account number and current balance/status, and letter of discharge and all schedules for bankruptcies.

If your score is just shy of qualifying for a mortgage or getting a lower interest rate, rapid rescoring can give you the boost you need. But if you take the time before you apply to improve your credit, you'll likely be able to make more comprehensive improvements, which can potentially save you even more money.

The fee to rescore is $30 per exam. Payment methods include mailing a check or money order or mailing or faxing your credit card information.

Creditors are not required to report to every credit reporting company. Lenders use these reports to help them decide if they will loan you money, what interest rates they will offer you. Lenders also use your credit report to determine whether you continue to meet the terms of an existing credit account.

Request Your Free Credit Report: Online: Visit AnnualCreditReport.com. By Phone: Call 1-877-322-8228. For TTY service, call 711 and ask the relay operator for 1-800-821-7232.

You can get a free credit report from each of the three big credit agencies: Equifax, Experian, and TransUnion. With the exception of Experian, you will be charged a fee if you want to see your actual credit score. The good news is that you may be able to get your score for free from a bank or credit card issuer.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Privacy Notice
Legal Hub
Content Takedown Policy
Bug Bounty Program
About Us
Blog
Affiliates
Contact Us
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate WorkFlow
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232