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COOK COUNTY ASSESSOR S OFFICE JAMES M. HOULIHAN, ASSESSOR 118 N ORTH C LARK S TREET , C HICAGO , IL 60602 P HONE : 312.443.7550 W EBSITE : WWW . COOKCOUNTYASSESSOR . COM OCCUPANCY AFFIDAVIT Affiant.

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Generally, for a property to be owner-occupied, the owner must move into the residence within 60 days of closing and live there for at least one year. Buyers purchasing property in the name of a trust, as a vacation or second home, or as the part-time home or for a child or relative do not qualify as owner-occupants.

The first thing an REO owner usually does after a foreclosure is assign an agent to perform an occupancy check. It is a heart wrenching assignment. The agent is not there to throw anyone out or threaten anyone. The purpose of the visit is to determine if the house is vacant or if someone is living there.

Verification. Lenders usually stipulate that homeowners have 30 days after closing to occupy a primary residence. To verify the person moving in is actually the owner, the lender may call the house and ask to speak to the homeowner.

The person can enter into a contract using the signature provided. ... It is similar to providing a signature card when open a bank account. The purpose of the Signature Affidavit is to provide a sample signature that can be used to establish if the borrower signed a document or not.

How the FHA Confirms Owner Occupancy. You might wonder how the FHA even knows if you live in the property full-time or not. It all starts with the loan application. When you apply for the loan, you confirm on it that you intend to live in the home full-time.

A mortgage broker will not check a borrower's occupancy at an investment property.

An Occupancy Affidavit is a document that is used to confirm a property being financed will serve as a homeowner's principal residence. The Occupancy Affidavit is a written promise from the homeowner that they intend to occupy the property.

The Owner-Occupancy Rider, when attached to a trust deed, incorporates the owner-occupancy requirement as additional terms to the trust deed. This offers any lender or carryback seller the security of knowing the buyer will occupy the property, thus reducing the risk of default.

Mortgage companies hire these professionals to verify that you and your family haven't left your home. If the inspector determines that you are still living in the home, he will contact your mortgage lender with this information.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232