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Nclude income from a non-borrower residing in the property in determining whether your account is eligible for participation in MHA, pursuant to MHA guidelines, SPS must obtain a credit report to verify the occupancy for each non-borrower before we can consider using their household income in our determination. Before we obtain a credit report, we must have each non-borrower s written authorization to do so. Please note that if SPS obtains the no-borrower s credit report, their credit score.

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How to fill out the Keybank Non Obligor Form online

Filling out the Keybank Non Obligor Form online can be a straightforward process when you have clear guidance. This form is essential for authorizing credit checks for non-borrowers to determine eligibility for the Making Home Affordable program.

Follow the steps to complete the Keybank Non Obligor Form online.

  1. Press the ‘Get Form’ button to obtain the Keybank Non Obligor Form and open it in your chosen editor.
  2. Locate the section for the non-borrower’s signature. Each non-borrower must provide their signature to authorize Select Portfolio Servicing, Inc. to obtain their credit report.
  3. Fill in the printed name of the non-borrower beneath the signature line, ensuring it matches the signatory's legal name.
  4. Enter the Social Security Number of each non-borrower in the designated fields to verify their identity.
  5. Specify either the dollar amount of the monthly contribution or the percentage of net pay contribution in the allocated spaces for each non-borrower.
  6. After completing all sections, review the form for accuracy. Ensure that all necessary signatures and information are provided.
  7. Once you have completed the form, you can save your changes, download the form, print it for a physical copy, or share it as needed.

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