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Records Code: XBCR Version Date: 02/15 DIRECT CREDIT DISPUTE FORM IDENTIFYING INFORMATION Name: Address: FedLoan Servicing Account # or SSN: Phone: Date: DISPUTE INFORMATION Tradeline Account #(s)*:.

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The answer: Yes! However, there are very specific eligibility requirements you must meet to qualify for loan forgiveness or receive help with repayment. Loan forgiveness means you don't have to pay back some or all of your loan.

Please contact the FSA Ombudsman's Office at 1-877-557-2575 (TDD - 1-800-848-0983) or https://studentaid.ed.gov/repay-loans/disputes/prepare/contact-ombudsman. The FSA Ombudsman's Office is a neutral, informal, and confidential resource to help resolve disputes about your Federal student loans.

Before calling your loan provider to request your refund, you need to know your account number and the amount you want refunded. Loan servicers' phone numbers: FedLoan Servicing: 1-800-699-2908. Great Lakes Educational Loan Services, Inc.: 1-800-236-4300.

Your loan can be discharged only under specific circumstances, such as school closure, a school's false certification of your eligibility to receive a loan, a school's failure to pay a required loan refund, or your death, total and permanent disability, or bankruptcy.

Once the credit bureau receives your dispute, they're legally required to investigate your claim with your loan servicer within 30 days. If your loan servicer confirms that the negative loan information is incorrect, the bureau will remove it from your credit record.

The bureau provides oversight of many financial products, including private student loans, and can assist with disputes. Federal student loan borrowers also have the option of filing a complaint with the bureau. You can submit a complaint through the bureau's online database and follow the process of the dispute.

How to Dispute Student Loans from Your Credit Report Write a dispute letter. It's best to complete this process in writing, so you have a paper trail you can refer back to in the future if needed. ... Gather supporting documentation. Before you send your letter, gather some documentation to support your claim.

That being said, the statute of limitations on private student loans ranges from three to 10 years, but on average, it's six years. Keep in mind that, even if the statute of limitations on your student loans has passed, lenders and collectors can still contact you about paying off the debt.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232