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AND DISADVANTAGES What are the advantages and disadvantages of choosing a preretirement election of an option? Advantages: If you die before retirement, your option beneficiary or beneficiaries will receive a lifetime monthly benefit. The benefit begins immediately upon your death, regardless of the ages of your option beneficiaries. 75% Beneficiary Option 50% Beneficiary Option Compound Option If you wish to elect the Compound Option, do not complete this form. You will need t.

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If you no longer work in a CalSTRS-covered position, you can leave your money in CalSTRS until you reach 70½ or request a refund.

Deciding when to retire You can retire at age 55 with at least five years of service credit. Members under CalSTRS 2% at 60 also have the option to retire at age 50 with at least 30 years of service credit.

You can typically expect to receive your refund payment within 30 to 45 days from the date CalSTRS receives your complete Refund Application. However, payment timeframes can vary ing to volume. Contact CalSTRS for the most current timeframes.

When you terminate your CalSTRS-covered position, you can request a refund of your Defined Benefit account contributions and your Defined Benefit Supplement account balance, including interest earned.

You can typically expect to receive your refund within 30 to 45 days from the date we receive all your necessary forms. However, timeframes can vary if there are holds or other restrictions on your account that require review and action.

You can retire early with an actuarially reduced benefit at age 60 with five years of service or age 55 with 29 years of service. Members can also retire early with a reduced benefit at any age with at least 30 years of service.

If you end all CalSTRS creditable service subject to coverage by the Cash Balance Benefit Program and the Defined Benefit Program for any reason other than death, disability or retirement, you may apply for a lump-sum termination benefit.

Your final compensation is your highest average annual compensation earnable over a period of 36 consecutive months. Working part time or in multiple positions, or retiring midyear, could negatively affect your final compensation. See the CalSTRS Member Handbook or contact us for more information.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232