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On Fair Lending issued in March 1994. 1. Lending Discrimination Statutes and Regulations L I N K S Program Questionnaire Appendix A The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction. It applies to any extension of credit, including extensions of credit to small businesses, corporations, partnerships, and trusts. The ECOA prohibits discrimination based on: Race or color Religion National origin Sex Marital statu.

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