Get Opcf 27b

Liability for damage to non-owned automobile(s) and other coverages (OPCF 27): This endorsement provides physical damage coverage to vehicles you may operate but do not personally own, such as a vehicle that you have rented or borrowed. It is subject to a deductible.

AB-S.E.F. No. 27. LEGAL LIABILITY FOR DAMAGE TO NON-OWNED AUTOMOBILE ENDORSEMENT.

An insurance coverage limit determines the maximum amount of money an insurance company will pay for a covered claim.

The Family Protection endorsement provides significant protection—up to the limits of your liability coverage—if you or your eligible family members are injured or killed in a motor vehicle accident caused by an uninsured or underinsured or unidentified motorist.

You can add additional coverage, known as an endorsement, to your auto insurance policy that will cover you for damage to a borrowed or rented vehicle should you have an at-fault accident. It's known as Endorsement 27 - Civil liability resulting from damage caused to vehicles of which named insured is not owner.

auto policy) doesn't restrict liability coverage to just the continental U.S. - it covers all of the U.S. Who are you insured by (i.e. the name of the insurance company, not the broker?) Also, the OPCF #27 (for damage to non-owned vehicle) extends to vehicles rented in the U.S. (including Alaska & Hawaii.)

Having $2M of Underinsured Coverage is very valuable. Underinsured Coverage protects you (and certain family members) when you are injured in an automobile accident caused by an “underinsured” driver. An underinsured driver is basically any driver with less liability coverage than your Underinsured Coverage.

You can add additional coverage, known as an endorsement, to your auto insurance policy that will cover you for damage to a borrowed or rented vehicle should you have an at-fault accident. It's known as Endorsement 27 - Civil liability resulting from damage caused to vehicles of which named insured is not owner.