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Markets 877-884-5662 Media Contact: Stephanie Swan Director of Shareholder Services 517-487-6555 Capitol Bancorp Limited Announces Commencement of Offer to Exchange Its Trust Preferred Securities LANSING, Mich., and PHOENIX, Ariz.: January 4, 2011: Capitol Bancorp Limited ( Capitol ) (NYSE: CBC) announced today the commencement of an offer to exchange (the Exchange Offer ) shares of its common stock, no par value per share, for any and all of its outstanding trust preferred securities.

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