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To amend ACH operating rules, in order to minimize vulnerabilities in the ACH network and prevent OFAC-banned entities from using the network as a conduit to send or receive funds. The NACHA IAT rule change includes an expanded definition of a NACHA international ACH transaction (IAT), a new file format for IAT entries, and a requirement for banks to OFAC screen such transactions. All participants in the ACH network from financial institutions, ACH Operators and corporate practitioners.

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