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4235. 1 REV-1 Appendix 15 INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION URLA AND ADDENDUM FORM 92900-A HUD requires HECM lenders to use the Freddie Mac Form 65/Fannie Mae Form 1003-Uniform Residential Loan Application URLA with the HUD/VA Addendum as the borrower s application for HUD mortgage insurance. This information is collected in part for the Home Mortgage Disclosure Act HMDA. The HUD/VA Addendum 92900-A consists of ....

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