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Upgrade may request the name of your employer, the telephone number, and your date of hire, if applicable. We may also request certain income documents in relation to your employment.

You'll generally need a credit score of 560 or higher to get an Upgrade personal loan. Keep in mind that you're not guaranteed to get a loan if you have a higher credit score than that; you'll need to meet Upgrade's other personal loan requirements, too, such as a stable income.

How do I upload documents? Download the Upgrade mobile app on your Android or iOS smartphone. Log into your Upgrade Account. Click ?Take a Photo? Your smartphone will then allow you to either snap or upload an existing photo of your document.

Upgrade does not publicize their income requirements, but they will ask for documents to verify an applicant's income. Upgrade's personal loans range from $1,000 to $50,000. Borrowers can repay their Upgrade personal loans within 36 to 60 months.

The application may require certain documents, like W-2s and pay stubs to confirm the information you gave during pre-qualification. Upgrade will also do a hard credit check when you apply, so your credit score will temporarily dip. Get approved and receive your funds.

The application may require certain documents, like W-2s and pay stubs to confirm the information you gave during pre-qualification. Upgrade will also do a hard credit check when you apply, so your credit score will temporarily dip. Get approved and receive your funds.

Yes, Upgrade personal loans can be trustworthy because Upgrade has a 4.6-star rating on Trustpilot and an ?A+? rating from the Better Business Bureau.