Unite Name Lease For Free

You're a tenant, which means you signed the lease and are equally responsible as anyone else who signed for rent payments, damages, etc. You're listed as an ?other occupant? on the lease, which means you have the landlord's permission to live there but are not financially responsible for any rent payments.

You, the owner, and the boyfriend have to agree. JUst have the owner draw up an addendum removing him from the lease, everybody signs, and you're done.

Can someone live with you without being on the lease? Yes, someone can live with the tenant without being on the lease. However, it is important to distinguish the difference between a guest and a long-term guest.

When acting as a cosigner, your credit report will be checked by the landlord, which will be considered as an inquiry on your report. While inquiries generally cause the credit score to drop, the damage is negligible.

Although this can vary from state to state, if someone is permanently residing at the rental property for more than two weeks, they should be named on the rental agreement, either as a renter or approved occupier.

Both names on lease or one name, doesn't matter. Most property management companies will add an addendum if something happens to a spouse, as long as the surviving spouse has the ability to pay the rent, etc.

Unlike a mortgage, your payment activity on your apartment lease doesn't get reported to the three main credit bureaus (Experian, Equifax and TransUnion) by your landlord (unless you request it specifically to build credit).

Those who co-signed the lease will also be part of the collection action from the credit agencies. Of course, these debt collection companies will report the debtors to credit bureaus. While the lease itself will not be like a loan affecting your credit scores, defaulting will pose a major problem.