Unify Period Settlement For Free

Your Funds Are Federally Insured UNIFY members' funds are insured by the National Credit Union Administration (NCUA), an independent federal agency that charters and supervises federal credit unions. The NCUA administers the National Credit Union Share Insurance Fund (NCUSIF) to insure credit union members' deposits.

Between the time you make a credit card purchase to when you pay the bill, you get a grace period typically between 20 and 30 days.

Between the time you make a credit card purchase to when you pay the bill, you get a grace period typically between 20 and 30 days.

Overdraft Protection Options Protect your UNIFY Checking Account from overdrafts and fees?when a transaction processes and you don't have the funds available, you can advance funds from your UNIFY Credit Card or line of credit, or even pay it from available funds in your UNIFY Savings Account.

UNIFY card holders can currently withdraw $525 daily. Other financial institutions have limits for their card holders that may be higher or lower than this amount. UNIFY ATMs will dispense up to the daily cash limit of each individual financial institution.

To deposit a check in eBanking, our UNIFY App on your mobile device. On the Homepage, select Transactions > eDeposit. Enter the check information, and take a picture of the front and back of the check. That's it.

Members can now use Skip-a-Pay to defer the equivalent of a monthly payment on a UNIFY Vehicle or Personal Loan. Skip-a-Pay is helpful for unexpected expenses, or if you just need some extra cash during a month. There is a $25 fee to request a Skip-a-Pay, per loan.