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If you don't have the financial means to buy a cell phone outright, your options are making monthly payments, or leasing, which can result in ownership at the end of the lease period, which is renting to own.

If you're a tech aficionado, then leasing a smartphone makes it easier to upgrade when a new model comes along. Depending on the length of the lease term, it's possible to get a new phone every year, allowing you to keep up with the latest technological advancements.

Overall, the ?rent a cell phone instead of buying? model offers a high degree of flexibility and cost efficiency, especially when compared with installment plan and leasing options. It allows easy access to up-to-date devices without long-term commitments or high costs.

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Leasing a phone is similar in concept to monthly installments, as you pay a specified amount per month?the main difference between the two is that you won't keep the phone at the end of a lease, whereas the phone is yours when paid for through monthly installments.

End of Lease turn-in If you decide not to keep the phone, you must turn it in at a T-Mobile store. You can then decide to start a new lease on a new phone, or talk with our team about other upgrade options, such as an Equipment Installment Plan (EIP).

End of Lease turn-in If you decide not to keep the phone, you must turn it in at a T-Mobile store. You can then decide to start a new lease on a new phone, or talk with our team about other upgrade options, such as an Equipment Installment Plan (EIP).

If you're financing your new cellphone purchase, or leasing one, you might experience several impacts on your credit. First, the creditor (whether it's the company or a partnered bank or credit card issuer) may check your credit when you apply.