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Who decides on the title company in Illinois?

The answer is: it depends. In some cases, the buyer and seller will agree on a company. But in other cases, one party may choose the title agency without consulting the other. While there are no specific laws on this subject, it's essential to pick a company that both parties feel comfortable with.

Does Illinois use title companies?

Title agents are companies or individuals registered by the title insurance underwriters to conduct real estate transactions throughout the State of Illinois.

Who chooses title company in Chicago?

Q: Who determines which title insurance company to be used? A: The party paying for title insurance has the right to choose the title insurance agent and company. Q. How can I search or obtain a list of title insurance companies and agents authorized to conduct business in Illinois?

What does a title company do in Illinois?

A title company acts as a neutral third party to hold earnest money deposits in escrow during a pending transaction, ensures that the seller holds clean title to the property and that the buyer is getting what they are paying for, provides the owner's and lender's title insurance policies, and manages the closing ...

Who chooses title company buyer or seller in Illinois?

In general, the home buyer pays for the title company, which is why they usually choose the title company, but that is not always the case. Sometimes sellers will agree to pay the title costs as part of the real estate transaction.

What is Section 9 of respa 12 usc 2608?

§2608) states that: 1. No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company. 2.

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