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So what do the extra numbers mean? These last 4 digits represent specific delivery routes within delivery areas. This extra detail means an even more precise matching to a more granular level. It could represent a handful of houses on one side of a street, or even a single building that receives a high volume of mail.

Alone, your ZIP code might not be of much value all by itself, but criminals will take that information and post it on underground sites where they buy, sell and trade bunches of personal information. From those sites, criminals can purchase enough of your personal information to use it for fraud.

To do this, select the column containing your ZIP codes, then click on the "Data" tab and select "Sort." In the "Sort" dialog box, select "Custom Sort." In the "Sort" dialog box, select "Add Level" and choose the column containing your state information. Choose to sort by state, then by ZIP code within each state.

Your billing zip code, or credit card postal code, is the five-digit number on the bottom right, which in this sample is 90210. This would be the zip code associated with your billing address. It is important to keep your current address updated with your credit card company.

Stores want your ZIP code because, combined with your name from your credit card, they can use it to find out other information about you from commercial databases, like your full mailing address. They may even sell the information to data brokers, who sell it to other marketers.

AVS is just one of several fraud management tools business owners can use to help safeguard against credit card fraud. In some cases, a merchant may ask for your ZIP code before you have selected your method of payment. The merchant could be gathering marketing data for their sales team.

Stores want your ZIP code because, combined with your name from your credit card, they can use it to find out other information about you from commercial databases, like your full mailing address. They may even sell the information to data brokers, who sell it to other marketers.

In conclusion. A cardholder's ZIP code is an identity qualifier for the credit card transaction process. ZIP codes may help to ensure that your transaction is completed securely. Without entering a valid one, your credit card could be rejected.