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One form of actual fraud is intentional misrepresentation, which occurs when I knowingly provide false information or make false statements to deceive another party. This can involve exaggerating the value of a property, concealing material facts, or lying about the property's condition.

You can purchase residential title insurance through your lawyer or title insurance company, or you can contact an insurance agent/broker. View a list of insurance companies licensed to sell title insurance in Ontario.

Home title theft, also known as deed theft, is the process of fraudulently putting a house deed in another person's name. Using stolen personal information, title thieves can forge a deed, making it look like they're the property owner.

Door-to-door scammers will knock on your door, offering to sell you a product or service. Their main goal is to get you to pay money. They may use fear as well as concerns about money, living alone, and keeping up a home.

Alphonso recommends that all homeowners get title insurance, which is their ?first line of defence.? It protects homeowners (and buyers) against any fraudulent activity on the property. ?Beyond that, you can do searches on your title individually.

Title insurance is not required in Alberta, while an RPR is as it assures the property complies with municipal regulations. A seller or seller's lawyer must provide an RPR to a buyer or the buyer's lawyer.

And while it might be appealing to sell unwanted items from the comfort of your home, it may also make you more vulnerable to scams. Whether you're selling online through eBay, Etsy, or Poshmark, or meeting a buyer face-to-face via Craigslist or Facebook Marketplace, it's important to know how to protect yourself.

Real estate fraud may cause you large financial losses. If you're a victim of real estate fraud you may find out that you no longer own your home. You may also notice on your credit report that additional mortgages have been taken out in your name.