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Toronto homeowners discover their house had been sold without them knowing. Police said in January 2022, two people allegedly pretended to be the homeowners and hired a real estate agent. Police said two people allegedly pretended to be the homeowners and hired a real estate agent in January 2022.

Home title theft can be financially disastrous for victims, but it is not extremely common. Homeowners usually have layers of protection from insurance policies, lenders and government entities preventing such crimes.

There are several ways that scammers can steal your identity, including in person, online, through social media, and by phone. Scammers may: Steal your wallet or purse to get ID, credit, or bank cards. Go through your trash to retrieve bank statements or tax documents.

A growing number of Canadians have fallen victim to a crime called total title fraud, in which scammers impersonate homeowners and sell their houses to unsuspecting buyers, then disappear with the profits.

There are several things you can do to protect yourself from home title theft: Keep track of your mail. ... Monitor your credit report. ... Be careful with your personal information. ... Keep an eye on your property. ... Get owner's title insurance.

However, in this case, they use it to obtain the title of your property. Once they have done that, they can then change the name on the property title to their own. This allows them to take out loans that are secured against your home or even sell it.

Consider an owner's title insurance policy You may want to add an extra layer of defense to your property deed by buying an owner's title insurance policy. This service locks your home title, which gives you greater protection against deed fraud. It might even cover any costs involved if you are targeted.