Lock Name Deed For Free

So, if you buy Title Lock insurance, you may think that would protect you against that scam, but Adams says it doesn't. First, it's important to know that Title Lock is not insurance of any kind. It does not protect you in any way from a scammer fraudulently transferring your title.

Get owner's title insurance. If you didn't opt-in to an owner's title insurance policy at closing, purchase coverage now. This policy can protect you if any liens or claims are filed against the property while you are the owner.

Here's our verdict. If you are looking for identity theft protection, Home Title Lock is going to be too simplistic for you. This service only focuses on monitoring the title to your home or property, looking for signs of potential deed fraud or title theft.

?Home Title Lock is a scam, plain and simple,? said San Francisco City Attorney Chiu. ?The company has manufactured a ?home title theft? crisis to stir up fear amongst elderly homeowners and deceive them into buying a service that many local governments provide for free.

Will a credit freeze prevent home title theft? Probably not. Your credit file and your home's title are two completely separate things. However, a credit freeze is worthwhile because it makes it more difficult for fraudsters to open loans in your name.

Consider an owner's title insurance policy You may want to add an extra layer of defense to your property deed by buying an owner's title insurance policy. This service locks your home title, which gives you greater protection against deed fraud. It might even cover any costs involved if you are targeted.

?Home Title Lock is a scam,? San Francisco City Attorney David Chiu said in announcing plans to seek records from the company on Monday.

If you wish to remove someone from a deed, you will need their consent. This can be done by recording a new deed, which will require their signature. If the person in question is deceased, you will need their death certificate and a notarized affidavit along with the new deed.