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What do I need to set up a contract? Once you've decided on your provider and package, most mobile phone companies will only require the following to open a contract: Two proofs of address (utility bills, rental contracts etc.)

Once you've decided on your provider and package, most mobile phone companies will only require the following to open a contract: Two proofs of address (utility bills, rental contracts etc.) which must show both your name and address. Proof of Identification. Active bank account in order to set up a direct debit.

Key Points The easiest way to get a cell phone with bad credit is to buy a prepaid phone and plan. Many of the most popular service providers offer some type of prepaid plan with no credit check: This includes AT&T, Boost Mobile, Cricket Wireless and Metro by T-Mobile.

When you buy a phone on contract, you're essentially financing the cost of the phone over the life of your contract. This means that you don't have to pay the full price of the phone up front. Instead, you make monthly payments (usually with interest) until the cost of the phone is paid off.

For new contracts: Original ID document (not driver's licence)*, Proof of residence (not older than 3 months), 3 months bank statements (stamped by the bank), Proof of banking details, latest payslip.

For example, Sprint considers a credit score of 700 and above as ?excellent? and anything below 550 as ?fair.? AT&T may require a deposit for credit scores below 600. Options for getting a phone line with bad credit include prepaid plans, buy now pay later plans, joining a family plan, or using a cosigner.

There's no minimum credit score to get a phone contract. Every network operator scores you differently?so even if one network won't give you a contract, you might have more luck elsewhere. Having bad credit doesn't stop you from getting a phone contract, but it might make it harder.

With a financing contract, you buy the phone, and if you sell it, you can use the money to pay it off immediately. With a lease, however, the phone is not yours to sell.

Networks that Provide Mobile Deals for People with Poor Credit ProviderAdvantages for people with poor creditgiffgaffWork on a pay-as-you-go basis and no credit checks.VOXINo minimum credit score requirement.SMARTYRolling monthly plans and cancel anytime.LebaraNo credit checks and 5G included at no extra cost.

5 questions to ask before signing a new mobile phone contract What is network coverage like in my local area? Save time by checking coverage before talking to providers. ... Will I be charged for roaming? ... Can I save money by buying the handset outright? ... How much data do I need? ... Can I switch providers when my contract ends?