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How much can you earn and still get benefits? later, then your full retirement age for retirement insurance benefits is 67. If you work, and are full retirement age or older, you may keep all of your benefits, no matter how much you earn.

You can get Social Security retirement benefits and work at the same time before your full retirement age. However your benefits will be reduced if you earn more than the yearly earnings limits.

You can earn any amount and not be affected by the Social Security earnings test once you reach full retirement age, or FRA. That's 66 and 2 months if you were born in 1955, 66 and 4 months for people born in 1956, and gradually increasing to 67 for people born in 1960 and later.

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2022, your maximum benefit would be $3,345. However, if you retire at age 62 in 2022, your maximum benefit would be $2,364. If you retire at age 70 in 2022, your maximum benefit would be $4,194.

However, you unfortunately cannot begin receiving Social Security retirement benefits at 55. The earliest age you can begin drawing Social Security retirement benefits is 62. But there's a catch. Taking Social Security benefits prior to reaching your normal retirement age results in a reduction of your benefit amount.

You can get Social Security retirement benefits and work at the same time before your full retirement age. However your benefits will be reduced if you earn more than the yearly earnings limits.

The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960, until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67.

If you will reach full retirement age in 2022, the limit on your earnings for the months before full retirement age is $51,960. Starting with the month you reach full retirement age, there is no limit on how much you can earn and still receive your benefits.

You can start your retirement benefit at any point from age 62 up until age 70. Your benefit will be higher the longer you delay starting it.

When you reach your full retirement age, you can work and earn as much as you want and still get your full Social Security benefit payment. If you're younger than full retirement age and if your earnings exceed certain dollar amounts, some of your benefit payments during the year will be withheld.