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For elevated buildings with enclosures as depicted in Diagram 6, the area below the elevated floor is either fully or partially enclosed. The enclosure has rigid walls and would obstruct the flow of floodwater.

There has been some confusion about what constitutes the "lowest floor" elevation for purposes of rating a flood insurance policy and for floodplain management purposes. Lowest floor is defined by the National Flood Insurance Program (NFIP) as: the lowest floor of the lowest enclosed area (including basement).

DIAGRAM 5. All buildings elevated on piers, posts, piles, columns, or parallel shear walls. No obstructions below the elevated floor. Distinguishing Feature - For all zones, the area below the elevated floor is. open, with no obstruction lo flow of flood waters (open lattice work and/or insect screening is permissible) ...

The term ?lowest floor? is defined by the NFIP and building codes. It refers to the portion of the building that is raised above the ground on an elevated foundation. In Zone A, the elevation of the ?lowest floor? is measured at the top of the floor of the elevated building.

Lowest Adjacent Grade (LAG) The lowest elevation of the ground, sidewalk or patio slab immediately next to the building, or deck support, after completion of the building.