Deposit Watermark Notification For Free

Some banks and credit unions will require one more step in endorsing a check through mobile deposit; underneath your signature, you will need to write ?for mobile deposit only? or some variation. If you don't include that phrase, it may not be cleared and credited to your account.

Below the signature, most banks will require you to include a restrictive endorsement like ?For mobile deposit only.? If you don't write this, banks can reject your mobile deposit. The exact wording might vary depending on the financial institution, so check your bank's mobile deposit policy beforehand.

The following are not eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), non-American Express traveler's checks, cash, checks that are ...

If you're uncomfortable with someone else seeing your bank account number, you can write, ?For Deposit Only? and then sign the check. This is a less secure option than including the account number, but most banks will follow the instructions and only accept the check for deposit.

Due to a new banking regulation, all checks deposited via a mobile service must include: ?For Mobile Deposit Only? handwritten below your signature in the endorsement area on the back of the check or the deposit may be rejected.

This is called a ?restrictive indorsement,? and it should prevent you or any other person from cashing the check. If you receive a check that was made out to someone else and that person endorsed it ?for deposit only,? you should not be able to cash it.

Once you've made your deposit, you'll get an email confirmation that we've received your deposit and are processing it. If there is any problem with the transaction, like insufficient funds or potential fraud, you'll receive a letter in the mail asking you to bring the check to a financial center to resolve the issue.

Images of cleared checks and deposit items can be found in your transaction history. In Online Banking ? View transaction history, then select the check number to view the image.

Yes. Checks drawn on your Account. Checks made payable to cash. Checks stamped with a ?non-negotiable? watermark.

The definition of an outstanding check is a check that has been written, but it hasn't been cashed-deposited by the bank, or otherwise cleared the bank. An outstanding check can be a personal or a business check.