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In general, you should not use someone else's bank account for a direct deposit unless you have explicit permission from the account holder and there is a valid reason for doing so. Using someone else's bank account without their consent can raise legal and ethical issues, and it may be considered fraudulent activity.

Steps on How to Set Up Direct Deposit for Your Employees Decide on a payroll provider. If you don't have one set up already, you'll need a payroll provider that offers direct deposit services. ... Connect with your bank. ... Collect information from your employees. ... Create a payroll schedule. ... Run payroll.

Deposit documents are those documents that are necessary for establishing, maintaining, and supporting a deposit account at a financial institution. Certain deposit documents are created, collected, or distributed during the upfront account creation process, while others require ongoing tracking and/or action.