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The two types of deposits are demand deposits and time deposits. Demand deposit accounts include checking accounts, savings accounts and money market accounts. Time deposit accounts include certificate of deposit (CD) accounts and individual retirement accounts.

[ (a)in cash, if the amount of deposit is up to rupees one lakh; ](b)by cheque or demand draft drawn in favour of the depositor and endorsed in favour of the deposit office, or in favour of the deposit office.1 more row