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The interest on the loan is calculated each month but becomes payable only at the end of the gold loan tenure. Since you repay the loan in a single shot, this form of repayment of gold loan is called a bullet repayment plan.

The Bullet Plan gives you the opportunity to maintain a lower EMI by scheduling a specified annual payment which is higher than the regular monthly payments. Agree on the initial down payment and the tenure of the agreement based on which we will then define your annual bullet and monthly payments.