Delete Title Contract For Free

If your name is on the deed but not the mortgage, it means that you are an owner of the home, but are not liable for the mortgage loan and the resulting payments. If you default on the payments, however, the lender can still foreclose on the home, despite that only one spouse is listed on the mortgage.

Once the new deed is created, signed and notarized, it should be recorded at the Registry of Deeds. The filing fee for a deed is $155. The person whose name you want to remove must sign a new deed that conveys their interest in the property to someone else (you, most likely).

When your spouse passed away, you stayed the, now sole, owner of the property. To prove this to the world and effectively remove your deceased husband from the title, you simply have to record his death certificate in the public records.

To make a mortgage payment on someone else's behalf, you'll need the name of their bank or lender and their mortgage loan number. This information is often available through the county recorder's office where the property is located.

Yes, you can refinance a home if your name is on the deed but not on the mortgage. However, it could be more complex than a typical refinance. Here's why it's harder to refinance when your name is not on the mortgage: Deed Ownership: Being on the deed means you legally own the property or a share of it.

When evaluating borrowers for a joint mortgage, the lender cares less about who is listed first, and more about the sum of the applicants' earnings and debts. In general, the lender evaluates the application the way the applicants submit it, without regard to whose name is listed first.

A mortgage lives on after the death of the borrower, but unless there is a co-signer or, in community property states, a surviving spouse, none of the deceased person's heirs are responsible for paying the mortgage. Those who are in line to receive an inheritance may be able to take over payments and keep the house.

Approximately 4 to 8 weeks from the date of recording. What should I do when my deed has been recorded but a page is missing? You will need to re-record your deed (or a certified copy of your deed) with the missing page attached. On the first page of the deed write the reason why your deed needs to be re-recorded.

It usually takes four to six weeks to complete the legal processes involved in the transfer of title.

$100 Service for Name Removal from Deed in Divorce This service is available any time during the divorce proceeding. The steps to complete this simple $100 name removal process are: Send us a clear copy of the present deed as recorded (do not send the original)