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A certificate of title is an official document issued by the state, usually a registrar or other public officer, that notes the owner(s) of personal or real property.

In real estate transactions, the seller must provide the buyer with a marketable title.

Title Evidence means documentation in the form of a certified search covering a period of twenty (20) years, current title insurance or certified letter from abstractor or title insurance agent certifying fee simple ownership of property.

Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender.

With a basic or standard owner's title insurance policy, the homeowner is covered in the following cases: Third-party claims to the title of the property. Mistakes in the public record. Any forgery, fraud, or duress.

The General Warranty Deed A general warranty deed provides the highest level of protection for the buyer because it includes significant covenants or warranties conveyed by the grantor to the grantee.

TITLE COMMITMENTS: WHAT ARE THEY? A commitment for title insurance (?Title Commitment?) provides a buyer and lender with terms and conditions for how the final title policy will be issued. Title insurance offers protection for buyers and lenders from certain defects or errors in the title to a property.

Most titles, documents or plans can be ordered through the Alberta Registries Spatial Information System (SPIN2), or through a registry agent.

A certificate of title does not insure title that is the primary difference between a certificate of title and title insurance. It is typically requested by a client when title insurance is not required, problems with the status of title make the property uninsurable, or purely for informational purposes.

How to Order a State of Title CertificateRegister for a myLTSA Explorer Account. myLTSA Explorer is a single-user account that is ideal for customers who wish to order a limited number of land title records each year.Request by Mail. To submit a request:Hire a Professional to Assist You.