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The purpose of the Name Affidavit is to eliminate the possibility that the borrower may later claim that he/she is not the person named in the document and is not bound by the loan or liability. The Name Affidavit is usually part of the closing documents that are signed by the borrowers.

Derived from the Latin affidare ? ?to make an oath? ? an affidavit is a written statement in which the author (known as the affiant) swears an oath to tell the truth under the penalty of perjury. The affiant signs the document in the presence of a notary public or other officially designated officer of the court.

An affidavit (/?æf??de?v?t/ ( listen) AF-ih-DAY-vit; Medieval Latin for "he has declared under oath") is a written statement voluntarily made by an affiant or deponent under an oath or affirmation which is administered by a person who is authorized to do so by law.

The document is signed both by the person making the statement, called an affiant, and by a person who is legally authorized to administer an oath, such as a notary public or certain court and government officers. Signing an affidavit that contains false information can subject the affiant to criminal penalties.