Get Application Documentation Checklist

Completing the APPLICATION DOCUMENTATION CHECKLIST online is a crucial step in ensuring your application is processed smoothly. This guide will provide you with clear instructions on how to accurately fill out each section of the checklist to meet all requirements.

Follow the steps to complete the checklist successfully.

1. Click ‘Get Form’ button to obtain the form and open it in the editor.
2. Begin by providing a complete residence history for the prior two years. Include all addresses, exact dates, landlord names, and phone numbers if applicable.
3. Upload a copy of your current driver's license and social security card. Ensure these documents are clear and visible.
4. Next, complete your employment history for the past two years. This should include the employer's name, full address with zip code, phone number, and exact dates of employment, along with a human resources contact.
5. Gather and include copies of the last 30 days of paycheck stubs. These must show your name, social security number, year-to-date pay, and employer name.
6. Provide copies of all W-2 statements from your last two years of employment.
7. If applicable, attach a full copy of your divorce decree.
8. Submit two months of statements (all pages) for each checking, savings, investment, retirement, or other asset accounts.
9. If you are selling your current residence, include a copy of the settlement statement (HUD-1) to document the sale and any funds needed to close.
10. For self-employed borrowers or those with ownership interests greater than 25%, complete and provide corporate/partnership tax returns for the previous two years, including any K-1 forms if necessary.
11. Supply year-to-date profit and loss statements for any business interests with 25% or greater ownership.
12. List the name and phone number of your CPA.
13. Validate any loans on your personal credit reports that are paid through your company with 12 months of canceled checks.
14. Include a copy of your business license if your tax return is self-prepared.
15. For multiple property owners, provide current lease agreements on all rented properties or the last two years of complete income tax returns.
16. Verify tax and insurance payment amounts on all rental properties if you are not providing tax returns.
17. In the case of purchase transactions, include a fully executed sales/purchase contract along with the real estate agent's contact information.
18. Note the contract closing date as agreed upon by all parties.
19. Mention the name and phone number of your closing attorney or title company, if not indicated in the contract.
20. Provide the name and phone number of your insurance agent.
21. For refinance transactions, include a copy of the payment coupon and the existing mortgage’s name, address, and loan number.
22. Upload a copy of the survey for the property (if required in Texas) and the homeowner's insurance.
23. Attach the original note and settlement statement (HUD-1) from when the home was purchased.
24. Current renters should provide the name, address, and phone number of their landlord, along with 12 months of canceled checks to validate rental history if required.
25. Students must include copies of transcripts or diplomas if they have been in school in the past two years and provide their loan servicer’s details to validate the deferral period.
26. Make sure to complete the 'Other' section and attach a check for appraisal in the required amount.
27. Finally, review all entries for accuracy. You may now save changes, download, print, or share the form as needed.

Start completing your documents online now for a seamless application process.