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  • Home Replacement Cost Evaluation Form

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__________________________ Address of Property: ______________________________ ______________________________________________ Current Mailing Address:__________________________ Insured Name: _________________________________ Occ/Employer: _________________________________ SSN: _________________________________________ DOB: _________________________________________ Lawyer’s Name__________________________________ Phone: _______________ Fax: _____________ Current Contact Phone Number: __________.

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Reconstruction cost value is the cost to replace or rebuild a home to original or like standards at current material and labor costs within a certain geographical area. Meanwhile, a home's market value is the price a consumer is willing to pay for the home.

What is the difference between market value and replacement cost? Homeowners often confuse market value with replacement cost. The market value of your home is the price you would get for your home on the real estate market, which includes the land. Replacement cost covers the cost to rebuild and does not include land.

A Reconstruction Cost Estimate (RCE) is a figure that insurance companies use to estimate the cost of rebuilding your home in the case it gets completely destroyed.

Replacement Costs Example If a company bought a machine for $1,000 five years ago, and the value of the asset today, less depreciation, is $300 dollars, then the book value of the asset is $300. However, the cost to replace that machine at current market prices may be $1,500.

How do I calculate the replacement cost value of my home? A quick method to estimate the replacement cost of your home is to multiply the square footage of your home by the average cost per square foot in your area.

The easiest way to calculate the replacement cost is to estimate the local cost per square foot to build a home by your home's square footage. So, if your local contractors charge an average of $150 per square foot, and your home is 2,000 square feet, the RCV for your home would be $300,000 (150 x 2,000 = 300,000).

A replacement cost estimator is a tool your home insurance company uses to determine approximately how much it would cost to rebuild your home in a worst-case scenario where it gets destroyed completely.

Hire a licensed appraiser or contractor Hire a local contractor or appraiser who is qualified in replacement cost estimates. They will likely conduct an inspection of both the inside and outside of your home and take note of everything that would go into a full rebuild.

Simply put, the appraised value helps determine the price of a home when it goes on the market, the assessed value determines municipal property tax, and the replacement cost is what it would cost to rebuild a home in the event of a catastrophic loss. Replacement cost is the amount covered by homeowners insurance.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232