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GROUP NUMBER: 10002211 Regence BlueCross BlueShield 2890 East Cottonwood Parkway Salt Lake City, UT 84121 Customer Service Case Management University of Utah Benefits Department 420 Wakara Way, Suite 105 Salt Lake City, UT 84108 Phone Fax CVS Caremark Customer Service Employee Assistance Program (EAP) www.myregence.com (888) 370-6159 (800) 624-6519 www.hr.utah.edu/ben (801) 581-7447 (801) 585-7375 www.caremark.com (800) 966-5772 (801) 587-9319 (800) 926-9619 Notice of Privacy Practices:.

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Cons of PPO Plans Less Coordination: Without a primary care doctor managing your healthcare, there's less oversight, and it can be harder to keep track of your treatments and appointments. More Complex Management: Managing a PPO plan can be tricky.

High-deductible health plans (HDHPs) offer lower monthly premiums but higher deductibles, while preferred provider organizations (PPOs) typically have higher monthly premiums but lower deductibles. When choosing between an HDHP and a PPO, consider your health status, expected medical needs, and financial situation.

BlueOptions is a unique PPO plan that offers the widest choice of network doctors and hospitals, yet is priced significantly lower than other standard PPO plans. Plus, BlueOptions is designed to encourage your employees to make consumer-driven decisions about their health care.

An EOB is an outline of what services you received from a provider and how your benefits were applied to cover those services. You can view your personal EOBs through your MyBlue account.

An HMO plan has lower costs because you agree to use a particular network of providers. PPO plans typically have higher monthly premiums and higher out-of-pocket costs, but give you access to a larger network of doctors.

The primary disadvantages of a high-deductible health plan include the high out-of-pocket costs and the potential reluctance to seek medical care due to upfront expenses. While HDHPs have lower premiums, individuals may face financial strain if they need medical services before meeting the deductible.

In general, HDHPs are better suited for people who are young, single, healthy, or wealthy. PPO plans tend to be better options for people who are older, have a family, or have chronic medical conditions.

HDHPs are better nearly 100% of the time. For PPO's you're paying more monthly to pay less at point of service, which is only an illusionary benefit because HDHPs pay 100% once the deductible is met. PPOs also don't allow you to utilize an HSA. Unlike FSA, HSA funds carry over year to year and can be invested.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232