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Filling out the form 'What Happens If You Are Sued For Foreclosure In Illinois - Southern ...' can seem overwhelming. However, this guide aims to provide you with clear, step-by-step instructions that will help you navigate the process with confidence.
Follow the steps to effectively complete the document.
- Click ‘Get Form’ button to obtain the form and open it in the editor.
- At the top of the form, fill out the caption with the following information: 'STATE OF ILLINOIS IN THE CIRCUIT COURT OF THE (insert number of circuit) JUDICIAL CIRCUIT (insert name of county) COUNTY (insert landlord's name) Plaintiff, v. (insert tenant's name) Defendant. No. (insert case number, get from Clerk at the time you file)'.
- Determine the number of the circuit based on your county by consulting the provided chart. If your county is not listed, contact the Circuit Clerk's office for clarification.
- Complete the 'Application to Defend As A Poor Person' section by providing your name and current address, along with the amount and sources of your income. Make sure to accurately detail your financial situation, listing all dependents and the value of your possessions.
- In the 'Answer' section, provide the amount you think you owe, a brief explanation of why you are behind on payments, and indicate your choice regarding reinstatement or redemption rights.
- Fill in the 'Entry of Appearance' section with your name and sign where indicated, ensuring to provide your contact information.
- Complete the 'Certificate of Mailing' with all relevant details including your name, the document type being filed, and the date of mailing.
- Review all information carefully for accuracy. Once all sections are completed, you can save changes, download, print, or share the form as necessary.
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Redemption. Subject to a few limited exceptions, you have 7 months from the date you are served to pay off your loan in full, either by refinancing the loan or by selling the house or by other means. This is called your right to redeem, and the 7-month period is called the redemption period.
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