Get Dodd-Frank and Occupancy Certification

Dodd-Frank is intended to curb the extremely risky financial industry activities that led to the financial crisis of 2007–2008. Its goal was, and still is, to protect consumers and taxpayers from egregious practices like predatory lending.

The most far reaching Wall Street reform in history, Dodd-Frank will prevent the excessive risk-taking that led to the financial crisis. The law also provides common-sense protections for American families, creating new consumer watchdog to prevent mortgage companies and pay-day lenders from exploiting consumers.

Key provisions of the Dodd-Frank Act The Volcker Rule, which is aimed at preventing commercial banks from taking part in speculative activities and proprietary trading for profit. Specifically, the rule limits banks' investments in private equity funds and hedge funds.

The Dodd-Frank Certification Form is a legal document that must be completed by homeowners who wish to access housing and mortgages in a fast and easy way. This form was designed to protect consumers from fraudulent activities and make the mortgage industry fair.

The Dodd–Frank Wall Street Reform and Consumer Protection Act, commonly referred to as Dodd–Frank, is a United States federal law that was enacted on July 21, 2010.