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Today, Fidelity International handles investments for clients in Europe, Canada, EMEA and Asia, while the US-based Fidelity Management and Research handles investments for clients in the USA.

Fidelity does not provide discretionary asset management services to customers who reside outside the United States. If you move outside the United States, your discretionary asset management relationships will be terminated, and certain mutual funds held in those accounts may be liquidated as part of that termination.

Stock, ETF, and options trades settle 1 business day after the trade date, also described as T+1. For example, if you place an order to buy a call option that is executed on Tuesday, you will see your account debited to pay for the transaction or credited from the proceeds of a sell on Wednesday.

There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investments held in your account may be subject to management, low balance and short term trading fees, as described in the offering materials.

You need to bring your balance to zero, by selling or transferring your assets. Fidelity International has average fees, which influence the cost of closing your account. Transferring your portfolio to a new broker is also an option. Use our Find My Broker tool to find the best new home for your investments.

You can also mail us a letter stating your intent to close the account(s). In this letter, please include your up-to-date mailing address so that we may properly disburse your remaining funds. If your account has a $0.00 balance, you can call our Client Care Center at 1-800-388-4380 to request an account closure.

To help the government fight financial crimes, federal regulation requires Fidelity to obtain your name, date of birth, address, and a government-issued ID number before opening your account, and to verify the information.