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Before a borrower becomes 45 days delinquent, the servicer must send a written notice to the borrower or borrower's agent encouraging the borrower to contact the servicer, providing the phone number for the personnel assigned to the borrower, and giving the borrower examples of loss mitigation options the servicer ... Foreclosure avoidance - files.consumerfinance.gov. files.consumerfinance.gov. https://files.consumerfinance.gov › 201312_cfpb_forecl... files.consumerfinance.gov. https://files.consumerfinance.gov › 201312_cfpb_forecl...
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