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Come by: Peace of mind and cash benefits. Our insurance policies help provide both. American Family Life Assurance Company of Columbus (Aflac) Form A35B2475TX IC(4/09) Essentials Plan Accident Indemnity Advantage SM 24-Hour Accident-Only Insurance Policy A35B24TX The Need Accidents happen to all kinds of people every day. In 2005, over 30 million people sought medical attention for an injury and almost 3 million of these were hospitalized.* What would the financial impact of an injury.

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Accident insurance typically covers injuries resulting from accidents, such as broken bones, sprains, burns, concussions, cuts, and other accidental injuries. It provides financial protection and often offers a lump-sum payout to the insured.

It is a rider which provides financial protection against death, dismemberment, and disability due to an accident or personal injury, resulting in hospitalisation.

Simply put, accident insurance is a form of insurance policy that offers a payout when people experience injury or death due to an accident.

Do I need personal accident cover? It's important to note that personal accident cover is not mandatory. It's an extra layer of protection that comes at an additional cost. However, it offers peace of mind, knowing that you and potentially your family are covered in case of serious injury or death.

If an accident results in medical expenses your current health insurance doesn't cover, accident insurance can serve as a financial cushion should the unexpected happen. Accident insurance also helps complement disability insurance by allowing you to claim benefits even if your injuries don't keep you out of work.

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

Personal accident cover pays out if you die or are seriously injured in an accident and you can't claim compensation from a third party. So if the accident was your fault, your personal accident cover could pay out. To qualify for a payout, your injuries would have to be of a certain severity or result in your death.

Group Personal Accident or GPA Insurance protects policyholders and their families financially against loss of income due to accidental disablement or death. This policy is offered by commercial or industrial establishments as accident coverage for employees, workers, members, etc.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232