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Hat I have incurred a financial hardship as defined by Internal Revenue Service regulation 1.401(k)-1(d)(3)(i)). Unreimbursed medical expenses (including the past 12 months, these costs exceed $ ). Costs related to purchase of a principal residence (excluding mortgage payments). These costs will exceed $ . Tuition and related educational fees as well as room and board expenses for the next 12 months of postsecondary education for myself, my spouse or dependents, which are e.

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