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OMAS TABLE OF CONTENTS PAGE NO. ITEM 1. Executive summary 2 2. Scope of examination 3 3. Description of Company 4 A. History 4 B. Holding company 4 C. Management 6 D. Territory and plan of operation 8 E. Reinsurance 8 4. Significant operating results 9 5. Financial statements 11 A. Assets, liabilities, capital, surplus and other funds 11 B. Condensed summary of operations 13 C. Capital and surplus account 14 Market conduct activities 15 A. Advertising and sale.

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