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Ny will not entertain any request for change once the scheme is selected. Where the scheme choice is not indicated in the Application Form the deposit will be treated as placed in Cumulative Scheme - 12 months. Senior Citizens (60 years and above), and employee of the company will be entitled to an additional rate of interest of 0.25% per annum on the respective Deposits. ii. Interest on Fixed Deposits will commence from the date of realisation of cheque / demand draft by the Company. iii. Any c.
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