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Get NY Deferred Compensation Plan DC-3780 2021-2024
HELPLINE: 18004228463 WWW.NYSDCP.COMBENEFICIARY DESIGNATION PERSONAL DATA Name (Please Print) Home Address Date of Birth City State Zip Home Telephone NumberAccount Number (Preferred) OR.
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Helpline FAQ
- The IRS does not require you to pay income tax as your loan is paid back on time. There is a limit on how much you can borrow. - You can borrow up to 50% of your account balance, not to exceed $50,000.00.
If your deferred compensation comes as a lump sum, one way to mitigate the tax impact is to "bunch" other tax deductions in the year you receive the money. "Taxpayers often have some flexibility on when they can pay certain deductible expenses, such as charitable contributions or real estate taxes," Walters says.
If you remain employed with New York State or a participating employer when you are 59½, you may receive your Plan distributions while you are employed or continue to defer distributions until you retire.
You can take out small or large sums anytime, or you can set up automatic, periodic payments. If your plan allows it, you may be able to have direct deposit which allows for fast transfer of funds. Unlike a check, direct deposit typically doesn't include a hold on the funds from your account.
While you are employed, your employer may permit you to take a withdrawal from your 457(b) plan due to an unforeseeable emergency. All unforeseeable emergency withdrawal requests will be reviewed in ance with the plan's procedures for a determination as to whether the withdrawal is permitted.
The New York City Deferred Compensation Plan (DCP) is a tax-favored retirement savings program available to New York City employees. The Plan is comprised of two programs: a 457 Plan and a 401(k) Plan.
You can take out small or large sums anytime, or you can set up automatic, periodic payments. If your plan allows it, you may be able to have direct deposit which allows for fast transfer of funds.
You can: Call the HELPLINE at 1-800-422-8463 and an Account Executive will help you.
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BENEFICIARY DESIGNATION
New York State Deferred Compensation Plan. Administrative Service Agency, DSPF-F2. 3400...
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