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E on Financial Services Regarding: Use of Credit Information Beyond Lending: Issues and Reform Proposals May 12, 2010 Room 2128 Rayburn House Office Building Michael T. McRaith Illinois Insurance Commissioner National Association of Insurance Commissioners Chairman Gutierrez, Ranking Member Hensarling, and members of the Subcommittee, thank you for the opportunity to testify on the use of credit-based insurance scores in the provision of personal lines of insurance. My name is Michael M.
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Tdi FAQ
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The NAIC model law development process helps provide uniformity while balancing the needs of insurers operating in multiple jurisdictions with the needs of consumers.
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Summary. The NAIC number is a unique five-digit identification number provided to every insurer for licensing purposes. You can use the NAIC number to verify the company's financial data, check fraud cases, and close and open complaints against the company in the past.
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Protect the public interest. Promote competitive markets. Facilitate the fair and equitable treatment of insurance consumers. Promote the reliability, solvency, and financial solidity of insurance institutions.
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The NAIC Financial Regulatory Services Department prepares “Insurance Industry Snapshots” and “Insurance Industry Analysis Reports” to assist consumers in better understanding developing trends in the insurance industry. The reports cover the P&C, Title, Life, Fraternal and Health Insurance Industry.
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We assist state insurance regulators, individually and collectively, in serving the public interest. Together, we protect consumers and ensure fair, competitive, and healthy insurance markets.
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State insurance regulators and the NAIC are deeply committed to educating the public about insurance and consumer-protection issues. NAIC helps consumers evaluate their options and provides basic information on the major types of insurance: life, health, auto and homeowners/renter's insurance.
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Protect the public interest. Promote competitive markets. Facilitate the fair and equitable treatment of insurance consumers. Promote the reliability, solvency, and financial solidity of insurance institutions.
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The National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers.
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