Get Federal Dentalblue Dental Coverage Made Easy

The federal government unveiled details about its highly anticipated Canadian Dental Care Plan (CDCP) earlier on Monday. The CDCP is a $13-billion insurance program that will start covering most basic dentistry costs next year for uninsured Canadians with a household income under $90,000.

BENEFEDS is an enrollment and premium processing system sponsored by OPM that you must use to enroll in the Federal Employees Dental and Vision Insurance Program (FEDVIP). BENEFEDS includes a secure website and a call center.

FEHB and FEDVIP are separate programs. While some FEHB plans offer dental or vision benefits as part of their benefit package, only those carriers under contract to OPM are FEDVIP plans.

The Canadian Dental Care Plan (CDCP) will help ease financial barriers to accessing oral health care for eligible Canadian residents who: have an annual adjusted family net income of less than $90,000 and. don't have access to dental insurance.

Services covered Examples of services that could be covered under the CDCP when recommended by an oral health provider, include: preventive services, including scaling (cleaning), polishing, sealants and fluoride. diagnostic services, including examinations and x-rays.

Braces are expensive. Your FEDVIP dental plan can help you pay for them, and most plans cover about 50% of the cost on average, up to a maximum of about $2,000. For the other 50% and anything over $2,000, consider another Federal benet that can help make braces even more affordable.

FEDVIP can be an attractive option because dental and vision benefits are two areas that are barely covered by the FEHB program. While enrollees pay the full cost of the premiums, they are at group rates and therefore compare well with what you might buy individually to supplement that limited FEHB coverage.

The new federal dental insurance plan will be phased in gradually throughout 2024, with the first claims likely to be processed in May, government officials said ahead of a formal announcement scheduled for Monday morning. The officials provided a briefing to The Canadian Press on the condition they not be named.