Get Health Insurance For Children: Analysis - The Future Of Children - Futureofchildren

Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

Health coverage is important for children because it improves access to pediatrician-recommended care and services that support healthy development.

Children Are More Prone to Illness and Injury Than Adults they could be subject to serious problems if they get sick or injured and don't get proper treatment due to lack of children's healthcare coverage.

There are two main types of health insurance: private and public, or government. There are also a few other, more specific types.

If your children need health coverage, they may be eligible for the Children's Health Insurance Program (CHIP). CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid. In some states, CHIP covers pregnant women.

U.S. residents obtain health coverage from a variety of private and public sources, such as through their employers or direct purchase on the individual market (private sources), as well as through the Medicare, Medicaid, or Veterans Affairs programs (public sources).

The Affordable Care Act requires plans and issuers that offer dependent child coverage to make the coverage available until the adult child reaches the age of 26. Many parents and their children who worried about losing health coverage after they graduated from college no longer have to worry.

Medicaid and CHIP together provide health coverage to low-income children. Both programs are jointly financed by states and the federal government and largely administered by states within broad federal rules. However, programs differ in several key ways, including size and scope, financing, benefits and cost-sharing.