Get Home Start Program - The Illinois Housing Development Authority - Ihda

Access Deferred offers a maximum of up to $7,500 in assistance for down payment and closing costs. Your contribution is limited to $1,000 or 1 percent of the purchase price, whichever is greater. So for as little as $1,000 out of pocket, you can get into your new home.

Applicants can check on the status of their application by logging into their ILHAF account at ilhaf.ihda.org. Your status will be listed on your application dashboard and is updated in real time.

Minimum credit score - 640 for all loan types • FHA, VA, USDA, FNMA HFA Preferred, FHLMC HFA Advantage only o AUS Approve/Eligible or Accept/Eligible findings required o Manual Underwrites – See Procedural Guide details • Maximum total debt-to-income (back end) ratio of 45.00% for all loan types • IHDA income and ...

Access Deferred offers a maximum of up to $7,500 in assistance for down payment and closing costs. Your contribution is limited to $1,000 or 1 percent of the purchase price, whichever is greater. So for as little as $1,000 out of pocket, you can get into your new home.

The Illinois Hardest Hit Fund® program provides mortgage assistance to homeowners who have experienced at least a 15 percent income reduction due to a qualifying hardship event and who meet the eligibility criteria.