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On, we may obtain your medical records from your doctor. We may also have a nurse call you and conduct a telephone interview or arrange for a convenient time for a nurse to speak with you in person due to cause for proof of insurability. NOTE: ALL APPLICANTS MUST MEET THE ESTABLISHED UNDERWRITING CRITERIA TO BE APPROVED FOR COVERAGE UNDER THE CALPERS LONG-TERM CARE PROGRAM. We will inform you of the decision we make concerning your application approximately six to eight weeks after we receive it.

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