Get Equal Credit Opportunity. 2010 Ecoa Report - (black And White)

The purpose of ECOA is to promote the availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); because all or part of the applicant's income derives from any public assistance ...

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives ...

ECOA makes it illegal for lenders to discriminate based on race, color, religion, national origin, sex, marital status, age, the receipt of public assistance, and the applicant's exercise of specific consumer protection laws.

ECOA makes it illegal for lenders to discriminate based on race, color, religion, national origin, sex, marital status, age, the receipt of public assistance, and the applicant's exercise of specific consumer protection laws. Various federal agencies enforce ECOA.

The law makes it illegal for an employer to make any employment decision because of a person's race, color, religion, sex (including gender identity, sexual orientation, and pregnancy), national origin, age (40 or older), disability or genetic information.

Types of Lending Discrimination Overt evidence of disparate treatment; • Comparative evidence of disparate treatment; and • Evidence of disparate impact.

This applies to most lenders, including companies that offer auto loans, student loans, and credit cards, among others. To comply with antidiscrimination laws, most mortgage lenders are required to ask about your race, ethnicity, and sex.